Foe those that wonder why i use Kiva. I think i use Kiva because they would rather help someone help themselves than simply donate money to an organization. Many believe that giving/aid is unsustainable, and therefore their donation money is better utilized when funneled into direct use for entrepreneurship. Kiva donations are loans that are paid back so you can reinvest in other projects. Kiva is also more transparent to the lender than other microfinance organizations. Cool one there @inertia