DeFi is not ready for mass adoption as it is too risky and complicated - Gartner reports
Decentralized finance is a new trend with big promises. The idea is beautiful in its simplicity: to upgrade the outdated financial services by ousting intermediaries and transferring their functions to algorithms and chunks fo computer code.
The decentralized finance (DeFi) platforms are built on the open-source blockchain protocols. These financial services users can exchange value and perform various financial operations, including lending and borrowing, between anonymous parties in a reliable trustless manner. Smart contracts regulate the relationship between the parties.
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