Educate the Smart Child Financially

Financial intelligence includes 3 things namely Entrepreneurship, Financial Asset Management and Management of Social Assets. Our society is in the process of improving itself from seekers, becoming an economic manager. The latter of our society is very weak. Naturally, finding and living alone is still difficult, it has not been thought of managing its finances. Because searching, managing to spend the treasure, dissipate the skill is different.

When looking, our society is more as an employee. Now start to rise entrepreneurial spirit, but the scale is still small, need to get government support in terms of regulation and financial support from the investors. In this case, NGOs, Community and Institutions Amil Zakat have a big role to help the community.

Then in terms of managing, people tend to ignore the investment and tend to owe consumptive, but again this can happen because of lack of income until they owe. Finally, about how they spend their money. The mindset about zakat, alms, infaq, caring and sharing must continue to be built. How they prioritize investing in children's education rather than consumption for example. It's a complex issue that we have to solve together.
In addition to being powerless in terms of "searching for economic resources", our main desire is to keep people in their assets in real assets, such as gold and property. Because we are very weak in that. Why should we master real assets? To keep the value of his property. Moreover, if the fixed assets are productive and active, then it will be even better because it will ensure the economy moves, unemployment is absorbed and wealth spread.

Then how to educate children smarter financially from an early age?
There is an educational role that can be pioneered through educational institutions, parents and government through banks and financial institutions. The curriculum about managing money must come from early, so that people from an early age are trained 'to deal with money'. They are also introduced to a variety of related instruments, such as taxes, business ethics, ways of negotiating, stock investing, bonds, understanding sharia transactions and those that are not. In addition, the role of communities and the Institute of Amil Zakat is also needed to make room for the community to practice cultivation. For example, the business community is now increasingly mushrooming a lot of help in terms of entrepreneurship. Similarly, business groups and associations. The realization that success in finance is if succeeding others in work or doing business must be grown.

One of the most applicable ways is to train children to trade from an early age. Invite him to create a product, do a 'branding', then train it to create a marketing plan, and last to sell. But after from there, learning about finance has not stopped. Because of the income that he got it, how he recorded it, how much should he set aside for alms / social responsibility, how much he manages to capital and how much he can enjoy. This continues to need to be trained from them small. After sufficient funds, approximately how much he will allocate in the form of real assets such as gold, land or shares and ownership. So when he's big, he knows how to handle and manage money. Because financially smart is more about attitude, it needs to be built long and accompanied.