Under the new banking system, Korean digital exchange platforms should share their data with banks

in #technology7 years ago

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the digital trading platforms this month. Under the new system, the government requires digital exchange platforms to share user data with banks.

Digital exchange platforms share data with banks

The Financial Services Commission of Korea (FSC) announced on Sunday some additional details on the new real-name system for the accounts of the digital trading platforms on Sunday. "The government intends to ask digital currency platforms to share user transaction data with banks," said one official, as quoted by an investor. While the new system will end the current method of using default accounts that enable users to trade anonymous digital currencies. These accounts are issued by the banks to the benefit of customers of the digital currency platforms for use in purchases and sales of digital currency on platforms.

While regulators have banned financial institutions from issuing new digital accounts until the new system is launched, to ensure that real-name bank accounts and matching accounts on platforms can be used for withdrawals and deposits, according to a media source.

The new system was launched by 6 banks on January 30

Six commercial banks, including Nonghyup Bank, the Korean Industrial Bank and KB Kookmin Bank, as well as Shinhan Bank, will start operating the new system as of June 30, according to the Digital Times, . Initially, the system was expected to be implemented on the 20th day of the month. However, this service targets users of existing digital accounts, while new accounts will remain open at the moment.

Anti-money laundering and taxation

Following the inspections of 6 major South Korean banks, the FIU is working on the preparation of guidelines for anti-money laundering related to digital currencies. The real name system will be applied to anti-money laundering measures. The news portal explained that it is expected to prevent the entry of illegal funds from money-laundering operations and the liquidation of small investors who are prohibited from investing in digital money. Banks have their anti-money laundering procedures, which require them to verify and maintain the transaction records of their currency traders.

Moreover, the new system will allow the government to hold on to its grip information on digital currency transactions through the bank, as the news source explained, adding: