Brennen, You speak from my heart. I love your ideas and signed up at http://citizenhealth.co/ I had a homeopathic doctor once in Los Angeles, whom I paid a fixed amount every months (about $ 35 as I remember) and I could go to him whenever I needed him. I also remember the Chines concept of being paid to keep people healthy, that takes all the initiative of making money by people being sick and would totally change the "game". I am looking forward hearing from you and participating in whatever capacity.