I think you are not saying anything that we do not know .. I think the cryptocurrency of facebook what it shows is that no matter how big the company that tries to destroy the blokchain this will be unstoppable .. facebook and its owner two years ago spoke very badly bitcoin, now they have no choice but to surrender to the charm of this technology.

Credit cards have done more psychological damage than cryptocurrencies in the world, and credit cards have a completely different purpose than a cryptocurrency.