Building an automated, user controlled BitAsset investment frontend.

My Billion Dollar Idea Part 2 is about building something that your average Joe will not be able to resist trying. I say average, but it's not really your average person that has money hanging around to gamble with on crypto investments. Money is really tight now for most people in society, and they don't want to, and simply cannot afford to gamble. I want to build something that your average person will recognize as indispensable to their savings strategy.
There is a pretty good article at Time.com which explains the dire state of personal savings in the US. I'm shamelessly going to borrow some of the graphics from it because, well, they are very graphic.

Do People Still Save Money?

One in THREE people have nothing for retirement and two in three have less than 50k. Let that sink in.

There are fewer young people saving than ever before. They either don't see the point, or they have tried and failed.

There is a lot that can go wrong when someone is just starting out with a retirement savings plan. There are hundreds of fingers grabbing for your money, and if you are not careful, even the most well-intentioned plan can leave you with nothing but fees and empty promises. On top of this, many young people simply do not have confidence in the system that their parents had confidence in. Times really HAVE changed, and it seems that almost everyone can sense that we are on the verge of another brutal swing in the economy. People are scared, they have no savings, and they have no little to no confidence in the financial system.

Enter the WAGE PLAN

Everyone is told that they need to put aside a little bit from every paycheck. We all know this. But how can it be done, when the banks actually charge you to store your money? They will drain your mutual funds at a rate of about 2 or 3% a year if you're lucky, they will sell you bonds at .5% interest, they will sell you the financial instruments that they cooked up to hide their bad investments, and they will do it with a smile and a handshake. You are worth more than that. There will soon be a tool that will allow you to easily transfer your money out of your bank account at regular intervals and into blockchain-based financial assets.

1) Set up a new crypto-savings account with what I'll call (for now) WAGE PLAN.

2) Set up an automatic bill payment to transfer an amount of fiat from your checking account at regular intervals.

3) Use the WAGE PLAN resources (charts, forums, links) to learn about the various financial assets available to invest in.

4) Designate your risk tolerance and short/medium/long term goals. Tell your WAGE PLAN how you want it to invest your money.

5) Press "GO", and watch as your WAGE PLAN efficiently distributes your hard earned cash into BitAssets, according to your investment strategy.

6) Sit back and watch your savings grow.

Your WAGE PLAN is your front-end to the Bitshares decentralized exchange .

It will be the warm, friendly face that will welcome Joe the Plumber to the wild west of Crypto-Investing. It will allow your grandparents to get out from under the heel of their bank (that they still haven't left, and probably never will). Your PLAN will grow weekly, and you'll be able to tweak it by logging into your account and moving some sliders. If you want to get risky, it will let you. If you want to just hold some dollars as 0% savings, no problem. If you want to withdraw, your PLAN will transfer fiat back to you without any fuss. It most certainly will NOT ask you why you are withdrawing your investments, as any broker would. Your PLAN is concerned with only one thing: serving your investment needs. It is all about YOU. Your PLAN is the financial advisor, broker, and banker, in one beautiful interface, and it will be there for you at 3:00am when you need to change something up in a hurry.

Hyperinflation and crash is on its way.

It cannot be doubted that we are about to hit some very difficult times. People need this service, so that they can get their money out of the doomed banks and into their own control on a decentralized, rock-solid, ultra-modern blockchain. This service will allow people to shelter their life's savings from those institutions (and governments) that would steal it in the event of a banking emergency.

Protect Yourself. Have a PLAN.