I have used Xapo in the past. They do not make the Credit Cards available in the US yet. I applied for one a few years ago and it still is pending.
It is an excellent wallet, but I did have a problem with my deposits from Genesis mining creating higher fees than I wanted to transfer the funds. It was my first experience with a wallet that had my BTC that I could not access. Eventually I got my BTC out and they might have fixed the problem since then. I will take another look at it. It is still on my phone and computer.