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RE: Do Your Research Before You Invest...

in #busy6 years ago

That’s part of why I generally prefer delegation rather than sending tokens, you can always just remove your delegation says the guy who’s forked over a thousand-plus Steem for SBI units.

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Haha, I always think of that when I consider SBI.

I got scammed in the BellyRub situation and it was a great lesson.

Oh, I missed the BellyRub situation 🙁

says the guy who’s forked over a thousand-plus Steem for SBI units.

Wow!

I may be wrong but I believe you can redeem SBI units, @josephsavage?

Yeah, I read about that a while back. But there’s still a level of hope/trust involved.

I agree: I've taken it that I've spent the money.

The Steem Basic Income refund policy is narrowly defined. In effect, a refund window opens when there has been material change (such as the complete revamp of upvoting rewards when we released automation) and only units enrolled before that refund window opens are subject to refund on request. Full information is included in this post: https://steemit.com/busy/@steembasicincome/sbi-refund-policy-redux

SBI is a subscription service and new enrollment funds are quickly spent on increased delegation to deliver the upvotes that are subscribed for with the enrollment. We are exploring eventual tokenization options (similar to @tipu's TPU tokens), but the regulatory environment is relatively uncertain still.

In our view, any tokens we might issue are not sufficiently decentralized and making them tradable/marketable on an exchange would make them unregistered securities tokens and opens the door to potential legal repercussions.

Our social objectives preclude us from becoming a security (deliberately or unintentionally) as that would restrict investment in the US to only the wealthiest individuals. We have structured things carefully as a subscription service and done everything in our power to make it clear that it's a subscription service, not an equity or security.

There would still be recourse if we took the money and ran (undelivered subscription value, fraudulent behavior, etc. and there are many Steemians that have my actual email or phone number and could provide it in case legal action needed brought against us.

My drivers license says Joseph Savage on it, and I have nothing to hide.