$150? At least that limits your losses huh :) I totally get that they need to cover themselves for fraud. It just annoys me because I'd never commit fraud, and I hate all the good people being inconvenienced for the few who wreck it for the rest of us. When I was a kid, things were sold in plastic wrap or paper bags. Now you need bolt-cutters or a sharp knife to unwrap your purchases when you get home :)