For money to be utilized by it's true nature it must be spent into an economy rather than being loaned into it. That is why Steem is so incredible, this system allows currency to be used the way it was meant to be. The fact that the currency is created based on the use and contributions to this network is unreal. Now all that is left to do is find a way to connect our resources in the real world to these cryptocurrencies and I have an idea on how to do just that if anyone is interested :) We are already working on it in Phoenix, AZ!