Hello Rick good question, Have you heard of just-dice.com ? Maybe invest some into clamcoin and invest in the casino just-dice. You get to stake coins while invested and you are part of the bank :) I have a few invested there and the price is a good buy in point today. I am also just holding some btc and ltc. Hope this helps. Also I will personally vouch for just-dice its been going since 2013.