Yes, I agree that BTC and ETH both are safer investments choices when compared to most altcoins. Theres just one thing, not all altcoins are created equal. I feel that there are many other altcoins that are just as stable if not more so than BTC and ETH. We are certainly in a time of change and will see what happens in this next year to come. This is certainly a good entry point for BTC but if you look at the trend it's looking very BEARISH. I would definitely put NEO on the board next to BTC and ETH. NEO has huge potential and it's staking system brings about much more stability compared to most or all other cryptocurrency. I do believe it is the only token that allows for "cold staking" providing a great incentive to HODL. HODLING = Market Stability.