Welcome from the ascension of said gutters. This is a good/safe place. Although, I hadn't been here long it seems like as close as you can get to a utopia especially online. Also, sites like Facebook and Twitter are rife with creeps. I can recall first signing up for Twitter it made me think I hadn't posted anything and 10 people were following me just waiting for me to do something. Needless to say I deleted my account.

As for the banks I hope that happens sooner than later. They do so much damage to the world and most people are just accustomed to accepting getting screwed by them. At the end of the day they forget they are merely a service based middle man.