Really good article - you nailed it on the head. Excellent advice about getting set up with your lender first - I tell that to all my clients to help ensure a smooth transaction without nasty surprises. Always calculate for more than you think it will cost - cause its going to. Speaking of renovations -I hope you get a chance to check out and upvote my latest update on the renovation we are working on right now - we're excited about almost being finished.