@exyle you nailed it again.
I felt for it since most of us were thinking the bank system is the way to save *money. Not anymore

I do have some coins on poloniex and they are disabled. I cannot move them. Since then I slowed down and I am thinking hard before I do any transaction with them.
I see the importance of using Exodus now.
I have seen Gemini. I don't know much about it.
Thank you @exyle for your input.
Keep on steemit.