Ripple's cryptocurrency is getting decentralized day by day ,states Ripple

Majority of the cryptocurrency ripple coins are owned by the ripple company itself,
Billions of ripple tokens are held by the company itself is one of the major reason of coinbase declining to list ripple on it .

With time xrp ledger is becoming more decentralized day by day. & they believe its good for users that they can change their UNL's .
Ripple is in complete self control of applying its ledger upfront, so that it can be seen that its system is centralized.
Ripple main goal for 2018 is to increase ripple decentralization .

So lets see what the future is for ripple ,let time decide .