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@zekepickleman - RESP I can tell you are in Canada. I believe its better than RESP. It would be interesting to invest the same amount in both and track it over time and see which does better. I know what I'll be betting on.

You know what? I may do an experiment so that I can support Smartcash, save up for kids education, and test the theory! Hopefully I will have your support as I report the findings.

Now to find some FIAT to start......

I would certainly support that. I would like to know. How it goes.