This is an important topic! Thanks for the share! I believe 5% of your net worth should be in physical precious metals, with an allocation of about 65% gold 35% silver. This is my personal preference. I can see situations where the portfolio allocation can be higher than 5% to even 10% like you suggest, along with a more aggressive weighting in silver than 35%. I believe physical precious metals are essential tools to secure some form of portfolio insurance.