I was a serious collector, the kind that do not think about premiums but only thinks about quality. I did it for almost 40 years. Last year I started watching several channels in Youtube and noticed that having such nice coins would not help me much in case of an economic debacle. So I started stacking bullion and spending hours everyday in Ebay looking for good deals. They exist! If you follow my articles you will see what I bought. The numismatic material is still with me, but I have so much fun searching for bullion and semi-numismatic coins!