Why Purchasing a Travel Insurance Might Be the Best Travel Tip Ever

Pixabay Photos

When preparing yourself for your new worldwide travel experience, purchasing a travel insurance oftentimes might be the last thing that will come to your mind. However, it could be the most essential logistic thing you settle right before you go.

Don’t go comforting yourself like Why should I purchase a travel insurance at all? I am good. I am healthy. I do sports. I will handle it if I get a flu. Or don’t be irresponsible and delay the task by saying Ohh, I can do it later. Really. Then forget of course, hop on the plane and have no travel insurance in your pocket.

In my opinion, if you embark on a worldwide travel, with having no travel insurance, is like you are doing a super bad parenting for yourself.

A TRAVEL INSURANCE CAN SAVE YOU FROM HUGE HOSPITAL BILLS DURING YOUR WORLDWIDE TRAVEL

A health problem is the last thing you want for your worldwide travel. Casualties insurance could really save your pocket from huge hospital bills and treatments in other countries overseas.

I can easily recall my 2015 summer, when with my girlfriend, we took a 15 days long Europe travel route. For the last five days of the journey, we traveled to Varna, Bulgaria, on the coast of the Black Sea. It was September, and the sea was bit wild and cold.

As I avoided to go for long swims, my girlfriend just loved to stay in the cold water even for 2 hours. So she stepped onto a huge oil spill, and eventually she earned skin infection. A day later she also developed a severe ear infection.

It was out of question not to see a doctor. As foreigners, we had to double pay for the urgent appointment, and my girlfriend needed to purchase three different types of meds.

Lucky for us that we both had travel insurance from a reliable insurance agency – The World Nomads, as the small fortune we unexpectedly spent on meds in Varna, was reimbursed to us upon returning home. Also, it was great to know that holiday cover really works on this planet!

Photo credit Pixabay photos

TRAVEL INSURANCE IS MUCH MORE THAN JUST MEDICAL PROTECTION

You might have your laptop stolen from you. Or you can have your camera broken. Your flight might get cancelled, so that your whole travel plan gets jeopardized at once. You might lose a bag, or get a phone call from your folks that a friend or a relative back at home is seriously sick, and that you just need to come back. You never know!

A travel insurance can cover you for all these types of casualties. For only a few dollars a day, you might be a fool not to get it.

What You Should Look for When Getting a Travel Casualties Insurance?

Different companies will offer different types of policies which you may purchase. Keep it on radar, that for some casualties, it is essential you obtain coverage for. For example:

A 24/7 emergency assistance (in case you suffer from an unfortunate event, contract a serious disease and need emergency treatment and/or hospitalization during any point of your world travel);
Assistance in case you need an emergency trip back home due to various reasons;
Insurance coverage for pocket expenses that came to you unexpectedly (for example: flight cancellation and purchasing new tickets);
Coverage if your travel bag or any of your personal items got stolen, lost and/or damaged during your travel time (regardless if it is air travel, rail travel or bus travel).
Validation that your casualties insurance will work for most of the countries that you are visiting (for instance, if you are doing an Eurotrip, the insurance agency should offer you insurance coverage for each European country)

Photo credit Pixabay Photos

So, it is not every day that you get your leg swallowed by a shark during your swim in the Caribbean Sea, or that you contract some exotic disease to which you are not immune to in Africa, or that you step onto an oil spill somewhere on the coast of the Black Sea in Bulgaria. But these things do happen. They can happen to you!

It is always just better to be safe than sorry, so take seriously this travel tip and purchase that travel insurance before you hit the road!

Find out more useful tips to use on your next adventure here!