I understand there is a 'hardline' view about phasing out fiat. And hardliners are willing to jump through a lot of technical hoops in order to live by their vision.

However, the reality is non-hardliners are not will to jump through the same hoops.

One of the easiest ways to build adoption is by making the transition to crypto a 'no-brainer' for the average person. That is often through easing frictions that currently exist in their day-to-day lives.