Bank account is a very common thing to everyone. Now a days almost everyone has a bank account. Before opening a bank account you may consider the following things:

1. Location: Location is one of the most important thing. Before opening an account a depositor may consider the location of the bank from his or her business or residence.
   
2. Efficiency: Efficiency is also an important issues to be considered before opening an Account.
   
3. Good-Will: This is the most important issues in considering whether to open account. A bank that is better-known and older has a Good-Will.
   
4. Branches: A bank that has large number of branches is more suitable for opening a bank account.
   
5. Multifarious Services: A bank that offers diverse of services is more suitable for opening an account.
   
6. Foreign Exchange: Every branches of a bank can't do foreign exchange operation. If you need to have foreign exchange facility, you must examine whether the bank in which you want to open account is allowed to deal with foreign exchange or not.
   
7. Loan facility: Before opening a bank account a client may consider the whether the bank has more liberal policy in offering loan or not.
   
8. Interest: A clinic always prefer the bank that offer relatively higher interest rate on saving and lower interest on loan.
   
9. Service Tariff s: It is also an important issue. It is better to open a bank account with the bank that charges lower tariffs on more services.
   
10. Electronic Banking: The bank which offer services like online banking, any branch banking and ATM services etc. Are more attractive to the clients.
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