This is why I said "community" and not govern-cement. This doesn't work well as a centrally planned thing. But each community building a sets of minimum-condos is some of the cheapest social work that could be done. A heated room that is about the size of two beds is all anyone needs. (That they can go out and make money and buy/rent something better is also essential)

Community equals tiny houses. Govern-cement equals jail cells.

I don't know how to put this nicely. You haven't worked with homeless.
Giving money out doesn't work. Many don't even know how to keep track of it. A bank account is foreign concept that you will never be able to adequately explain. It really doesn't work.

And, payouts just ignore a huge problem with people. Like the elderly homeless couple that gets a social security check once a month, and gets beaten up once a month for that check.

Yes, it is so much easier to throw money at the situation. But, as a community, solving this problem really requires supplying the basics.