I am new and have not bought any bit coins yet and I am an American in Vietnam right now and I do not have a bank and do not like banks but I am trying to study it all and I am 32 years old and I am still trying to figure it all out but cryptocurrencies will continue to have their bumps up and down like the stock market but some of them will be rising for a long time and others will come too from time to time to compete with bit coin and life coin and the others and it is like a video game with real rewards