absolutely! i agree with your points . it is up to us as cryptocurrency users to decide if we want to trade on centralized or decentralized exchanges, as far as i am concerned the whole point of cryptocurrency is to make a statement and prove that there is no need for a trusted 3rd party. fiat to crypto is possible with bisq and others like crypto bridge. knowingly giving up custody of funds to 3rd parties and your personal information is a step towards voluntary enslavement.