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RE: Bitcoin transaction fees are the lowest in last years.
The problem is 1 Tb is not a good decentralization path. The LN would beat thatin a mile but it taking a long time to use it. :(
I say it be done by 2019. But if usage did indeed only matter-A semi decentralized would be the top that might explain why ripple still ahead. I hope decentralization is what truly matter along with usage as a result of that