Bad time to invest, This is not a bear market. This is a question of credibility and sorting out where crypto goes. I have written a steem it article about this. Reality is lot of startups is investing block chain technology adoption but without the "value" game of crypto. This is the core reason. Hopefully a very successful product arises either in consumer space or business space that supports the "value" trading (steem like or storj like) , then we have a shot at this, otherwise crypto coins are going to "0"