The Blockchain for Banking: Bankera is building a computerized bank to keep going for the blockchain time

in #blockchain8 years ago (edited)

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Vision

Bankera is building a computerized bank to keep going for the blockchain time. As a customary bank, Bankera's administrations fit into three gatherings:

Installments incorporating installment accounts with individual IBAN, charge cards, interbank remote trade rates and installment preparing. All administrations will bolster both customary fiat monetary forms and cryptographic forms of money, for example, Bitcoin, Ethereum, DASH, NEM, ERC20 agreeable tokens and others. In the long haul, Bankera will execute inventive arrangements, for example, (GDP) connected monetary forms and the utilization of value exchanged finances as a substitute for cash.

Advances and stores will be a key focused edge and additionally center administration of Bankera. Current stores will get intrigue similarly as reserve funds do. All Bankera customers will have the capacity to profit by higher financing costs because of exclusive data about borrowers' income, as most advances will be given to business customers who utilize the installment handling arrangement.

Speculations will comprise of minimal effort venture items, for example, value exchanged assets (ETFs), crypto-reserves (an arrangement of different digital forms of money and crypto tokens) and additionally roboadvisory answers for riches administration. In the long run, Bankera will offer venture managing an account administrations including financing corporate methodologies of our business customers.


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Improvement of IT foundation - Finished

The required IT foundation to encourage installment preparing and issue individual IBANs or installment cards have just been created and are accessible as a negligible reasonable item (MVP) as SpectroCoin.

Pre-ICO - August 28th - September 28th

10% of the tokens will be disseminated to decide the cost of the ICO.

E-MONEY CAPABILITY - September-October

Support of full P2P exchanges, portable wallets and the begin of participation utilization of the real installment systems, for example, card plans and settlement systems.

Starting Coin Offering - mid-October

30% of the tokens will be circulated to illuminate the capital issue with the goal that we can assemble a fruitful bank for the blockchain period.

Keeping money CAPABILITY - mid 2019

After the ICO, a keeping money permit will be gotten. This will enable us to offer credits and store administrations.

Venture arrangements - late 2019

The dispatch of administrations identified with minimal effort speculation arrangements, for example, value exchanged assets (ETFs), digital money and crypto token subsidizes and robo exhorting.

NEW TYPES OF MONEY - 2020

The cooperative energy amongst venture and installment items will offer new sorts of cash, for example, financial development connected money or use of ETFs as a medium of trade.

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Initial Coin Offering (ICO)

To execute Bankera's vision, we are propelling an underlying coin offering (ICO) to issue Bankera tokens on the general population blockchain. The tokens called Bankers (BNK) will be issued amid the pre-ICO and ICO. The pre-ICO will be propelled to decide the hardcap (what number of tokens to be issued absolutely) for the ICO, just 10% of the tokens will be appropriated amid pre-ICO. The HARDCAP amid pre-ICO will be 2.5bn Bankers (BNK) tokens.

On the 28th of August 2017 at 12PM London time, Bankera will dispatch its pre-ICO to disperse 10% of the token supply to decide the cost and HARDCAP (the aggregate supply of tokens) for the ICO. The cost of a token amid the pre-ICO will be 1 euro penny (there is no base buy sum), and the cost amid the ICO will rely upon the aggregate number of tokens issued amid the pre-ICO as per the table beneath:


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The pre-ICO will be led at SpectroCoin trade, so to have the capacity to partake in the Bankera's pre-ICO and get Bankers (BNK), you should open a record at SpectroCoin. Brokers (BNK) tokens will be issued as ERC20 agreeable tokens for Ethereum blockchain and as NEM mosaics for NEM blockchain. The extent amongst Ethereum and NEM tokens will be resolved amid pre-ICO and ICO relying upon givers' inclinations.

Every holder of Banker (BNK) tokens will be qualified for a referral commission, paid week by week; this will be constituted of 20% of Bankera and SpectroCoin net exchange income. This will be executed by taking 20% of Bankera's and SpectroCoin's net incomes and sending them to the savvy contract. For instance, if net incomes of Bankera for seven days are 10,000,000 EUR, 2,000,000 EUR as referral commission will be sent to the savvy contract.

At last, the Bankera's savvy contract will circulate stores (Ether and XEM) to the holders of Banker (ERC20 and NEM mosaic) tokens master rata. For instance, if there are 50,000,000,000 BNK tokens accessible altogether and you have 1,000,000 BNK you will get cryptographic money in an estimation of around 40 EUR.

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ok than kyou