That's terrible, and I may be heading there as well if things don't go as planned. I'm standing over a very weak foundation. My house is breaking down, my country is breaking down, I have $1500 in savings and I can't find a job lol. The minute I need to get out of my house, I have 2 or 3 months before I can't even afford a meal. So in a few months, I wouldn't call it completely unexpected to be in a very similar situation to what you described. I'm working to fix that, though, but nothing is certain, as you say.