My stock purchase

I’m currently 67 years old and living alone. I recently purchased $200 worth each of two silver mine stocks in cash app. At the moment, the my account is down over $8 since the purchase yesterday morning. I expect it will recover, in which case if it appreciates enough I will use the money to bring current my payment plan with Chase Bank. If I don’t bring the payment plan current, when the term expires, I will owe in one lump sum principal, retroactive interest, and retroactive late fees, and be sued for damages.

The long term picture for precious metals prices is favorable right now due to buying pressure by the central banks of multiple countries. The stocks move in response about twice as fast as the underlying silver price. If silver doubles before my payment plan period expires in May 2027, I will have enough to pay off the debt. The amount in arrears on the payment plan is about $1600.