This is why I don't like Ripple. They are in bed with the current banking system Ripple is a centralize crypto-currency that are connected to the Western Banking System. One of the points of having crypto-currency is the de-centralized and global with no way for the banks to control it. I think I'll stick with Bitcoin no matter how high the value of Ripple goes. To me the higher value is faked by the U.S. Reserve Bank. The fact that they are in bed with MoneyGram just solidifies my concerns.