Request Network set to be a major player

Ken Cramody COO of Finscoms
Request Network is an ERC20 token which focuses on payment requests. The idea is to have everything situated on the blockchain such as a log of the transaction, tax, trade rules, etc. If successfully implemented this would save massively on audits, and administration.

Team
The team consists of 6 members, all of whom are working together in another project called Moneytis which aggregated cross-border money transfer services and let you see which one was best for your purposes.

Niche?
In the near future, instead of using a third party, you’ll create your request directly on the blockchain which will enable a seamless payment experience. They will compete with Paypal, Metal, Monetha and OMG of course. Although they claim that they will compliment OMG services.

Partnerships
Partnered with Kyber, Ox, and Civic.

Price Predictions
There is genuine potential for mass adoption. Excellent roadmap and eventual token burn. At time of writing Request Network is priced at $0.71 and predictions for year end range from $2-$8