The Entire Fee Schedule, in Three Categories

Three categories, nothing hidden

Issuance is a one-time cost of $10 for a virtual card or $100 for physical. Reload is 4% on the standard tier or 2.5% with full KYC. Transaction fees run $0.25–$0.50, or 1.5–2% for non-USD currencies.

What isn't there

There's no monthly maintenance fee — cost is tied to activity rather than to keeping an account open, which matters for irregular usage patterns.

The tier decision

For anyone reloading regularly, the 1.5 percentage point difference between tiers is the dominant variable in total cost. Worth calculating against your expected volume rather than defaulting.

The one constraint

Per the published terms, fees are non-refundable once paid — which is standard for the category but worth reading before committing rather than after.

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