The Exact Moment Your Crypto Becomes Spendable Dollars
Where the confusion comes from
Crypto card products vary in when they convert — some at funding, some at the point of sale, some on a delay. That inconsistency is where most user confusion originates.
How BeeXpay handles it
Conversion happens at the moment a deposit confirms on-chain. From that point, the balance is pure USD — the card doesn't re-touch crypto pricing at the point of sale.
The one variable you control
Price movement between sending a deposit and its confirmation is the only exposure window, and it's shaped entirely by network choice — a fast confirmation (like USDT on Tron) minimizes it.
