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Absolutely right, all of those things playing out on the price at the moment and gonna play in future too.
as @bluebeast mentioned above "Equifax fiasco" check this link:https://www.cnet.com/how-to/equifax-data-breach-find-out-if-you-were-one-of-143-million-hacked/

http://www.zerohedge.com/news/2017-09-09/were-just-trying-feed-our-families-equifax-hackers-demand-26-million-ransom

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