Neluns: New Generation Financial Ecosystem
Introduction
Blockchain is a decentralized general ledger. It is a computer network that has an identical copy of the database and changes its status (records) to a common agreement based on pure mathematics. All this means that there is no need for any central server or any entity we trust (e.g. central bank, notaries, banks, Paypal, etc.). The blockchain is the technological basis for all cryptocurrencies, whether Bitcoin, Ethereum, Hyperledger, etc.
An important part of the blockchain is the smart contracts, a piece of code that is stored in the blockchain network (in each participant's database). It basically defines the conditions to which all parties using the contract agreement. Therefore, if the required conditions are met, certain actions are executed. Because the smart contract is stored on all computers on the network, everyone must run it and get the same result. This way users can be sure that the result is correct.
Blockchain and Smart Contracts open many doors to new decentralized businesses and eliminates the need for expensive third parties. Many new companies are now working on this technology, and large companies are testing it in closed networks to collaborate directly with each other without the need for intermediaries.
For that reason, there is a lot of projects that are starting to use this new technology. However, not all of them are worth it. We have to read well what each project is dedicated to, what is its whitepaper, its qualified advisors, etc. As I said, blockchain technology has gained popularity due to the hype about cryptocurrencies which has shaken many startups to launch their own cryptocurrencies even without convincing fundamentals. This trend has emerged because new entrants have been more agile in adopting emerging technologies compared to incumbents who are hampered by legacy systems. However, this competitiveness and this advantage enjoyed by the new players may be short-lived, as no economies of scale are taken into account.
Moving to the topic, the new cryptocurrency merchants lose a lot of money by not knowing anything about the crypto market. The new merchants do bad operations because of the FUD, the effects of social media, the influential people who promise huge profits simply by using the merchant to pump and toss. After experiencing this, the user abandons criptocurrency again, leaving billions of dollars of flow in the crypto market. Because of this, the cryptocurrency market takes a long time to integrate into conventional commerce and to get rid of its bad reputation.
Furthermore, although it is true that there are now long-term investors that follow the strategy of purchase and retention, operators that participate in regular commercial operations and large cryptocurrency funds, the absence of the use of cryptocurrencies within the limits of the business models, as well as the absence of regulations, act as entry barriers for companies. Individuals often do not have the time or energy to study all the mechanisms of the market and buy a cryptocurrency.
For this reasons, I want to introduce you Neluns (NLS), an innovative financial ecosystem, which contains a bank that operates with fiats and cryptocurrencies, a change of cryptocurrency, and an insurance company that is creating the conditions for the qualitative development of the cryptomarket, an entry of new participants, and capital.
Definition and goals
As I said, Neluns (https://neluns.io/) is the innovative blockchain-based financial ecosystem, combining in itself a bank that can work with fiat and cryptocurrencies, as well as an insurance and change company of cryptocurrency, creating the best conditions for the market quality development of cryptocurrency, the entry of new participants and capital.
The idea is to solve the main problems of its competitors such as:
- Wide range of banking products
- Unique change of criptocurrency
- High level of security
- Elimination of entry barriers
- Ability to make instant payments anywhere in the world
- Low commissions with minimal risks.
Ecosystem
Neluns is an Innovative Financial Ecosystem composed of 3 unique elements: a Bank, a Change of Criptocurrency, and an Insurance Company.
| Image | Element | Description |
|---|---|---|
 | Neluns Bank | Instant transfers of funds, withdrawals and deposits at any ATM in the world. |
 | Neluns Insurance | Trade and transaction insurance, and protection against technical issues and unfulfilled counterpart obligations |
 | Neluns Exchange | Buy and sell criptocurrencies in two clicks, change crypto by fiat. |
Benefits
| Image | Description |
|---|---|
 | Investments in Neluns are protected from price changes in the volatile cryptocurrency market. |
 | The holder of the NLS token will receive 50% of the quarterly dividends. |
 | A real-world financial institution as a base. A bank with official license |
 | Official notification by the U.S. Securities and Exchange Commission (SEC) about the start of the ICO |
 | A stock exchange of criptocurrency, licensed by the SEC and by the U.S. Commodity Futures Trading Commission (CFTC). |
 | A unique insurance system for trade and transactions |
 | By law, Neluns is not required to issue 1099 tax return forms, which report on various types of alternative or multiple income. |
Bounty program
The project gives the opportunity to earn Neluns Tokens performing some social media tasks and doing simple steps from the bounty program explained into the following Bitcointalk Webpage here (https://bitcointalk.org/index.php?topic=4753775.0), where you can access the link in order to see what are the conditions to become an early NLS contributor and start acquiring tokens.
For more information about the project, you can visit and read their WhitePaper available here (https://neluns.io/static/ver165/whitepaper/whitepaper.pdf). You can also stay tuned in their official Telegram Channel (https://t.me/TheNelunsChannel). I hope you liked the post and soon I'll send you new ones.
Tokenomics
The NLS token is a security token, the benefits of the Neluns ecosystem are distributed quarterly to the NLS token holders in proportion to the number of tokens maintained.
Advantage:
- The owners of NLS tokens will receive bonuses and additional discounts when using the platform.
- 50% of the profits of the Nelun ecosystem are distributed quarterly to the chip holders according to the amount of tokens they have.
- The price of the NLS tokens will grow along with the growth of the capitalization of the Neluns ecosystem, which will allow the token holders to receive additional benefits.
- The tokens are released only during the OIC, no additional tokens issues are planned.
- Simple conversions at attractive rates and NLS chip liquidity will be guaranteed after trading on large cryptocurrency exchanges such as Bittrex, Poloniex, Bitfinex, Binance, etc.
| Token distribution | Allocation funds |
|---|---|
 |  |
Token details
Token: NLS
Platform: Ethereum
Type: ERC20
Price in ICO: 1 NLS = 1 USD
Tokens for sale: 200,000,000
Roadmap
| Date | Events |
|---|---|
| November 2017 | Neluns team Formulation. |
| December 2017 | ICO preparations. |
| May 2018 | IOS mobile application beta testing. |
| June 2018 | Holding of a closed investment round for investment funds and anchor investors. |
| July 2018 | Preparations for the NLS token sale. |
| August 2018 | Pre-sale of NLS tokens, pre-ICO. |
| September 2018 | NLS token ICO, mobile application launch (beta version) for iOS and Android. |
| October 2018 | Listing on the cryptocurrency exchange bittrex.com, huobi.com, kraken.com . |
| November 2018 | Launch of the p2p lending platform, launch of mobile applications (alpha version) for iOS and Android. |
| December 2018 | Listing on the cryptocurrency exchange hitbtc.com, poloniex.com, binance.com, bitfinex.com, okex.com . |
| January 2019 | Obtaining a license for Neluns Bank, launch of a payment service for converting cryptocurrencies and executing the transfer of funds to any part of the world, connecting Neluns Bank to Swift, start of Visa, MasterCard, American Express bankcard issuance. |
| February 2019 | Obtaining a CFTC license and launching the Neluns Exchange – an innovative cryptocurrency exchange. |
| April 2019 | Launch of the full-fledged Neluns ecosystem. |
| April 2020 | IPO (initial public offering) on the New York Stock Exchange (NYSE). |
Team
Author Details
Email: adria.parcerisas.albes@gmail.com
Telegram username: @clauming
Bitcointalk username: adriaparcerisas
Bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=1870482
Ethereum address: 0xC6AB45541006D53D31E25b41c7d245c5Ad99BF71