Crypto: Ripple CEO predicts a new all-time high

A CEO points at a sharp climb on a crypto chart. "ATH!" appears in the background.

In short

Garlinghouse makes a public bet on a fresh crypto peak. Institutions lead the charge, not retail excitement. US rules could speed things up or weed out the weak. He stakes his reputation on it.

This goes beyond a random post. Garlinghouse speaks with care. Regulators, banks, and investors pick apart his words. His view is straightforward. Hope builds again. Bitcoin holds its base through rough patches. The real shift feels like a full era change.

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He adds a smart angle on the market. Prices spot the trend but do not price it in yet. His "huge shift" points to Wall Street. Big players ease in. Short sales drop. Long-term bets rise.

We watched it play out in 2025's hot streak. Cash poured into traded funds. Bitcoin hunger drove new highs. This driver stalls, though. Politics cloud up. Cash dries out. Risk teams pull back. Top bulls nod to that after October 2025's drop.

Rules act as a trigger: CLARITY and beyond Crypto thrives on risk. It hates fuzzy lines. In the US, the big ask now is who oversees what, and how. The CLARITY Act pushes ahead in plain view. Such steps draw back those on the fence.

Do not count on one bill sparking a quick surge. Markets price in early. They fall short. They rethink. Rules ease real use. They also add fees and tests. Strong projects rise. Hype fades.

XRP in a mature phase: beyond the buzz

Garlinghouse pitches more than a price jump. He sells a path ahead. Think five to ten years. Focus on payments, stablecoins, core tools. It suits big money talks.

XRP shifts to a real-world tool, not a boom play. The case builds strategy. Solid uses cut some wild swings.

Markets crave fast wins. A crypto high makes sense. Strong demand from institutions plus clear rules help. The ride stays rough, not straight. That splits true belief from plain hype.