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RE: XLM (Stellar Lumens) Better Pick Than XRP? - Quick Facts
Reports are that the IBM deal will initially use XLM as the exchange currency. However, eventually each bank/ institution that signs up will create their own currency or coin for transactions. I'm bullish on Lumens until mid 2018.
If every bank creates its own coin, what will be the universal currency across banks? I think we have to look at the protocol instead of looking at the coin.
Interesting! thanks for sharing, that's a good plan im on the same boat!