First off, can you tell Santa I said hello? Guy keeps forgetting me. :(

Anyway, I'm not too informed when it comes to cryptocurrency, but can vouch for two things, they are a volatile investment, but they also bounce back.

If you do invest and they dip down, do not sell, hold until it goes back up. A lot of people have lost a lot of money by getting scared and selling during a downturn.

As for gold and silver, I don't typically invest in either as I find them useless in the real world and think that any collapse serious enough to make a return on your investment will actually result in those metals being absolutely worthless. But thats just my opinion, and I'm geared more towards a survivalist mindset rather than a typical investor.

Anywho, welcome to steemit.