Hello - long time (me MIA) ...
I have been tracking BTC and keeping an eye on the alt-coins.
Yes, it's better to be safe and wait to see how this coronavirus plays out since true data is not available.
I think that we are on the verge of a bull run.
I think ETH - defi will be great.
Perhaps it's time to switch into them from BTC.
All the best!
thank you freedomshift, yes will stay home for a few months and just use the money to invest. My biggest holding will still be BTC, and will go into alts and would sell back to BTC when they are up