The term "qualified investors" means wealthy investors in US legal jargon. By specifying the intention to allow only "qualified investors" in the US to participate in this company's more lucrative activities, anyone worth less than millions is automatically excluded. This is in keeping with US securities regs which are designed to prevent average people from accessing the same good opportunities that wealthy people can access. It also creates the opportunity for wealthy market-access-gatekeepers to grow their own profits (by per-transaction fee churning, for example) even when a fund's percentage yield - which little investors are paid out of - ends up being relatively low or even going negative.

In other words, it looks like business as usual in the traditional financial industry, expanding into the only segment of the economy that I as a little fish can currently access affordably, in a manner that is designed to limit this access. And I find that problematic.