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How come everyone puts not financial advice trade at your own risk

In the US only licensed and/or registered investment advisers can offer investment advice. Your disclosure could read 'The above references an opinion and is for information purposes only. It is not intended to be investment advice. Seek a duly licensed professional for investment advice.' This assumes you are not selling investments or investment management services.

The disclaimer helps you avoid liability should some reader lose money and claim he was following your advice.

Also, many people have no concept of risk management and diversification. Have heard stories of people betting the farm on a single ICO. I only trade small amounts and hedge my risks. Trading cryptos is risky, be cautious.