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RE: XRP could eventually become the world's foremost cryptocurrency: Weiss Cryptocurrency Ratings - AMBCrypto
Whilst XRP is an enviable position right now, I doubt in the long term (of say 10 years) they can beat Stellar XLM. Stellar has an advantage in that their business model is not restricted to banks.
Do a better research about XRP is not restricted to banks and XLM has no partnerships