I would avoid overconfidence here. Yes, everything you said is true, but many in the west will continue to obey. Those who've been financially excluded by KYC, CTF and AML will use permissionless tech because they have no other choice. But the privileged minority will cling to their facebook and twitter because of authority.
The result is that we in the west may have a digital panopticon that is unnecessary because we foolishly underestimated the power of authority. The 3rd world will be those next to experience the spirit of 1776. This revolution is for them. America has become old England and king George is back.
I completely agree. Analysts tend to forget that some people does not even care about decentralisation at all as long as the service is fine and along with the network effects of banks, I would choose my words carefully here.