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RE: 'Til Debt Do You Part - Is Your Future Already Over?
Some good points, interesting ideas, I tend to prefer a flat consumption tax on purchases. Also, I think the value of a college education is going down and is overrated for many professions.
Consumption taxes are regressive and create economic distortions. Do you prefer them because they're a kind of pay-to-play tax? You might be interested in this other article I posted a few weeks ago on the subject.
The quality of education from many universities is overrated, yet employers are still impressed when they see the name of a famous college on a CV. Higher education is always valuable, but the emphasis must be on education and not selling degrees. Having said that, some of the best professionals I've come across never went to college.