Credit Reports, Credit Checks and Credit Scores - We Must Defeat This Evil

We live in truly corrupt times ladies and gentlemen. Perverse in fact. Most of us know it. However, it wasn't always like this.

Many years ago we were all a bit more free. We were more free in a number of ways but for the purposes of this post I will be talking specifically about the type of financial freedom we use to enjoy. Besides the occasional grumble many people, perhaps even a majority, still seem to be in awe of central banking and how the main private banks operate and administer their services. These people are under the erroneous impression that we have evolved as a society in a more financially progressive, sophisticated and enriching direction. They are of the belief that we are all more wealthier now and life is great thanks to all these various financial products and services that have miraculously transformed our lives so we can afford things we couldn't in the past.

We are not richer at all, but the deception works very well indeed. We are not more financially free at all, but the deception works very well indeed. We are literally enslaved by centrally controlled finance, and it's getting worse. In the mid 1990's there were approximately 50 independent banks operating in the USA, today all the banks that remain are owned by five different proprietor banks. In effect there are now only five banks operating in the USA.

As we all know here in the West, and in other areas of the world, we are forced to live our daily lives based around a life of debt. That of course is what the elites want, with governments showing no signs of moral competence, just the exact opposite by encouraging and maintaining the financial status quo that keeps us all financially fucked and enslaved to banks. In my country, Great Britain, property prices have rocketed in the last twenty-five years, on average about 700% which in turn has pushed up rents by about the same amount. Do you think wages have risen by 700% in the last twenty-five years in Britain? Of course they haven't, nowhere near it. We are all financially worse off, except of course the banks.

It's all part of a very clever plan though. Yes you can take out mortgages and loans, or grab yourself a credit card, you can buy a car on finance and even set up store accounts to buy more things you need. But all these financial buffers are part of a financial system that is controlling us ever more day by day. If you are lucky enough to be rich and don't need any of these financial products then you're fortunate and this post is not for you. However, if you are like me and form the vast majority of people that are forced to take out mortgages, loans and credit cards to survive then welcome to the Club of the Truly Fucked.

All of these financial companies and banks have together with government devised a system known as credit checking in which we all have our unique credit profile, which will be known to many of you I'm sure. How many times have you been refused credit? And how many times were you expecting to be refused credit but were pleasantly surprised when you were given it?

In theory the system might have a modicum of merit but in practice it is quite literally Orwellian. All these financial companies along with the banks now have all your financial information available to them at the click of a mouse. You make one late payment and a black marker is placed on your credit file for all the other finance providers to see. Miss two payments and your credit score is ruined. That's just for one account you have,say, for a credit card.

To make things even worse all the energy providers have joined the club and if you dare have the nerve to miss one payment on your electricity or gas bill then you can expect to be punished by way of a negative marker on your credit file. You can no longer live a life that is free of this corrupt system, you can not escape the credit file. I swear if the supermarket network could find a way of placing a negative marker on our credit file they would do it. Our society is now little more than a credit file. It is an extreme society and a prison we are all forced to live our lives in. My parents have lived in this prison all their lives (and have done fuck all about it their whole lives), and now their children do the same and so will our children.

As far as I can discern there is only one way to escape the credit file and that is to not care about it. However, this asks people to be brave and not to worry about black markers on credit files which most people find difficult to do obviously. They get scared too easily and most people will do what they are scared into doing, which means living your life in fear of the credit file. It's a depressing state of affairs but most people seem to live in ignorance and fear and are perfectly happy to never leave their comfort zone in pursuit of a life that could yield them a much more ethically and financially rewarding life.

Against this backdrop of misery is one tool that we normal folk who are not stupidly rich have at our fingertips - enter our good friend cryptocurrency. It's not a perfect solution by any means but it does at least provide alternative forms of finance and financial resolutions. But for most of us in cryptoland we are still trying to make our way and establish a solid position. We are still not able to truly contemplate living our lives on the blockchain and escaping the financial prison set up by our governments and their corporate friends. But I hope with every fibre of my being that this changes. Please do your bit and wake up from a very cleverly engineered financial deception that enslaves us all and start being pro-active in combating the evil creature that makes our lives so miserable. And then tell all your friends.

Do you know where I can find one of these? No? Then let me help you with that.