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My philosophy is to use my money and be disciplined with the use of it. Your philosophy might be different and that's ok. its very true that if you use someone else's money you have to be disciplined. In using your own money you have to be disciplined as well. One way to financial ruin is by accumulating too much dept.
How much dept is too much dept?

I don't have any debt. When i make a bug purchase from credit card, i transfer tht much to credit card right away and make 1% on it.

Hey Panda, have you looked a @Haejin ? his last post he holds on to 99% of the curation reward. You have any idea on how he is able to do that?
$24 of that is his own vote but Im trying to figure out how he gets the rest.

If you look at his last post he upvoted his last post and he has a vote value of $24.00 he always gets a value of between $70.00 to $80.00 per post.

I know that Im switching topics off of credit card dept but Im really trying to use this platform to get a decent return on what Im investing.
The finance talk always seems to get your attention, and I can only dive into these topics on the weekends because of work.

Now that I have your attention how can we start to get returns like Haijin????

Ranchorelaxo is a whale account (most likely his own) that upvotes his posts right away so he keeps majority of rewards. Thats the strat i used to use using bots but having a whale acct obviously works better.

Its very difficult to keep the majority of the payout 90% or more if the voting bits take there sweet time up voting your posts. Thats the most important barrier to being successful using bid bots.

hajin has figured this out.

He is just manipulating the system. He holds both the accounts and just upvotes second acct with first one.