Yup, totally agree on all of the above! However, I got to experience that sometimes you just know that you will lose, and on other times you are sure that you gonna win, even though, you are playing the same poker. Its like univers just has those limits set on each person on how much they can win with cards. But that's just my speculations and conspiracy theories lol.

As for Steemit part, I totally agree with you as well. One thing is clear - you can still lose when you have skills, but you will never win if you have no skills. So whatever that luck thing is, we just have to take care of being skilled and expect for the best :)