You could have some point about it that the wallets will be easier for lots of people.
I don't agree that the banks are rather unaware of the blockchain technology.
there are supporting more blockchain start-ups than you can imagine! Investing in them to get some IP and to see what is working or not.
Don't be fooled by all the FUD they are spreading, there are working hard in the background to make the most profit with the blockchain technology!
I do agree, with your other comments in these topics, banks also did good things for the people!